Get a Condominium Unitowners Insurance Quote
Your condo is one of the most important investments you'll ever make. To help protect it, you need the right kind of condominium unitowners insurance. Our claims network is one of the largest in the world, and it's accessible 24/7, online or by phone. And we offer a host of discounts* for everything from multiple-line policies to everyday safety items. With State Farm™ condominium unitowners insurance, you can help protect your condo if disaster strikes. Plus, State Farm policyholders may be able to take advantage of special offers on home automation and monitoring systems — a smart way to save money and help monitor and control your residence.
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Basics of Condominium Unitowners Insurance
Why You Need Condominium Unitowners Insurance
Condominium unitowners insurance is required to insure your personal property and any parts of your unit that aren't covered by your condo association's insurance policy. Your association could have one of three policies: a policy that insures only the primary building and common areas; a policy that insures your building and any items in your unit other than personal property; a policy that insures the building, your unit, and any fixtures or improvements you make to your unit.
By getting quality condominium unitowners owners insurance policy, you'll have more peace of mind knowing that you'll be protected if a loss occurs.
What Condominium Unitowners Insurance Covers**
Condominium Unitowners Insurance Covers:
Examples not limited to:
Fire or lightning
Windstorm or hail
Freezing of plumbing system
Condominium Unitowners Insurance Doesn't Cover:
Bodily injury or property damage that is expected or intended by the insured
Professional services provided or not provided
Ownership, operation, use, or maintenance of aircraft, motor vehicles, and certain watercraft